# Financial Analysis

FiinPro-X analyzes the financial capabilities of all sectors through various indicators. 

<figure><img src="https://706516220-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fn9brzGqnNDoN4CEHksRO%2Fuploads%2FSRMksEESrZph9U0O3xlQ%2Fimage.png?alt=media&#x26;token=eba29270-6dba-4c44-9789-1afe91316e6d" alt=""><figcaption><p>Table of features of Financial Analysis</p></figcaption></figure>

&#x20;For the Banking sector, users can analyze the sector’s overall capabilities through indicators such as Asset Quality, Capital Structure and Liquidity, Profitability and Efficiency.&#x20;

For other sectors, users can evaluate the industry through indicators such as payment, growth, cash flow, profitability, etc.&#x20;

<figure><img src="https://706516220-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fn9brzGqnNDoN4CEHksRO%2Fuploads%2FIBAi8fHkRdZ1UQv32NjG%2Fimage.png?alt=media&#x26;token=13acf916-a10d-4998-a26d-85bf229ef990" alt=""><figcaption></figcaption></figure>

{% tabs %}
{% tab title="Asset quality" %}

<figure><img src="https://706516220-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fn9brzGqnNDoN4CEHksRO%2Fuploads%2FVIwOwzOTogI1BveXPy79%2Fimage.png?alt=media&#x26;token=d06fb5fa-e4e0-411c-b768-31d14603ed7f" alt=""><figcaption></figcaption></figure>

Loan by sector:

* Trading
* Agriculture and forestry
* Manufacturing
* Construction
* Personal and Public services
* Warehousing, Transportation and Communication
* Training and Education
* Estate Agents and Consultants
* Hotels and Restaurants
* Financial Services
* Others&#x20;

Loan structure:

* Personal and Public Services
* Manufacturing
* Trading, Construction
* Estate Agents and Consultants
* Others

&#x20;Loan structure - In-depth comparison

* Pie chart of banks

Value of bond portfolio:

* Government bond
* Credit Institution bond
* Corporate bond
* Bond portfolio value growth&#x20;

NPL & SML/Total loan:

* NPL/Total loans
* SML/Total loans

&#x20;NPL coverage

* Provision/NPL
* Provision/NPL+SML
  {% endtab %}

{% tab title="Capital structure & Liquidity" %}

<figure><img src="https://706516220-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fn9brzGqnNDoN4CEHksRO%2Fuploads%2FANntjBuWH0dGPCCmWoct%2Fimage.png?alt=media&#x26;token=94833c4f-7cbe-4753-b846-7db5d0d955d5" alt=""><figcaption></figcaption></figure>

Detailed data

Loan structure:

* Short-term loan
* Long-term loan
* Medium-term loan

Deposit structure:

* Current deposit
* Term deposit
* Others

LDR ratio:

* LDR ratio
* Deposit growth
* Loan growth

CASA ratio:

Tier 1 Capital:
{% endtab %}

{% tab title="Profitability & Efficiency" %}

<figure><img src="https://706516220-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fn9brzGqnNDoN4CEHksRO%2Fuploads%2FSvWpG3xzkmm3ZdbOnDAh%2Fimage.png?alt=media&#x26;token=a230eb57-a759-4219-82ce-c4e1d682e8b4" alt=""><figcaption></figcaption></figure>

Income structure:

* Net interest & similar income
* Net fee & Commission income

Operating income & earning growth:

* Total operating income growth
* Income after tax growth

Net interest margin:

* NIM
* YOEA
* COF

Data table:

Non-interest income performance:
{% endtab %}
{% endtabs %}