Financial Analysis

Sector analysis through financial indicators

FiinPro-X analyzes the financial capabilities of all sectors through various indicators.

Table of features of Financial Analysis

For the Banking sector, users can analyze the sector’s overall capabilities through indicators such as Asset Quality, Capital Structure and Liquidity, Profitability and Efficiency.

For other sectors, users can evaluate the industry through indicators such as payment, growth, cash flow, profitability, etc.

Asset quality

Loan by sector:

• Trading

• Agriculture and forestry

• Manufacturing

• Construction

• Personal and Public services

• Warehousing, Transportation and Communication

• Training and Education

• Estate Agents and Consultants

• Hotels and Restaurants

• Financial Services

• Others

Loan structure:

• Personal and Public Services

• Manufacturing

• Trading, Construction

• Estate Agents and Consultants

• Others

Loan structure - In-depth comparison

• Pie chart of banks

Value of bond portfolio:

• Government bond

• Credit Institution bond

• Corporate bond

• Bond portfolio value growth

NPL & SML/Total loan:

• NPL/Total loans

• SML/Total loans

NPL coverage

• Provision/NPL

• Provision/NPL+SML

Capital structure & Liquidity

Detailed data

Loan structure:

• Short-term loan

• Long-term loan

• Medium-term loan

Deposit structure:

• Current deposit

• Term deposit

• Others

LDR ratio:

• LDR ratio

• Deposit growth

• Loan growth

CASA ratio:

Tier 1 Capital:

Profitability & Efficiency

Income structure:

• Net interest & similar income

• Net fee & Commission income

Operating income & earning growth:

• Total operating income growth

• Income after tax growth

Net interest margin:

• NIM

• YOEA

• COF

Data table:

Non-interest income performance: